googleNewIconwhatsapp iconTwitterIconinstagramIcon
  1. Home
  2. Blogs
  3. COURSES
  4. List Of Top Banking Courses After 12th A Complete Guide
COURSES

List of Top Banking Courses After 12th: A Complete Guide

After 12th grade, you can pursue banking courses to obtain bachelor's, master's, and even diplomas. Read the blog to get the list of top banking courses after 12th and how to choose the right course for you. 

Know about Banking Courses After 12th I Gradding.com

Table of Contents

 Which Course Is Best for Banking After 12th?

There are multiple courses that a student can pursue for bank courses after 12th. However, a BCom in banking is considered the best course for this. It is a 3-year undergraduate program, where 10+2 with a minimum of 50% aggregate marks is required. Moreover, this course focuses on banking operations, practices, and laws, with major subjects such as Accounting, Economics, Banking Theory, and Statistics. Besides, several career options available for students with this course are Bank PO, banking operations roles, and account management, with a starting salary of around 3-4 LPA.

Apart from BCom in Banking, there are many other courses that you can pursue. Thus, read below to know which course is best for banking after 12th in addition to their details.

Top Banking Courses After 12th

Banking is a prominent sector that offers several job opportunities. Students from different streams such as commerce, science, arts, and humanities can explore the sector of banking. Thus, banking after the 12th has become one of the top choices for students. Banking courses give you comprehensive knowledge of the financial industry and banking regulations. In addition to that, these courses help you compete for several jobs and a good social standing. So, if you want to know which course is best for banking after 12th, then read below and make a smart choice as per your career aspirations.

  1. BA in Banking and Finance
  2. B.Sc. in Banking and Finance
  3. Bachelor of Banking and Insurance (BBI)
  4. Diploma in Banking and Finance

Want More Details About the Banking Courses After 12th?

BA in Banking and Finance

BA in Banking and Finance is one of the most preferred courses after 12th arts as this program will learn how to organize financial statements and interpret them. They will also develop skills necessary for managerial, investment, and financial decision-making in a modern business context. The course duration is 3 years.

  • Eligibility: 10+2
  • Average Fee: Rs 1 – Rs 1.5 lakhs
  • Jobs: Banking sales, Financial planning

B.Sc. in Banking and Finance

In Banking and Finance is most chosen by students after 12th banking courses. The degree teaches you how to analyze financial data, manage risk, and comply with regulations. Besides, you will learn to analyze financial statements, manage trusts, assess risk, comply with regulations, and solve financial problems.

  • Eligibility: 10+2 with maths
  • Average Fee: ₹1 – ₹2 lakhs/year
  • Jobs: Financial research, Investment analytics

Also Read: BSc Agriculture

Bachelor of Banking and Insurance (BBI)

BBI is a 3-year preferred after 12th banking courses as it focuses on banking and insurance operations. Students learn about financial markets, insurance management, risk management, and investment banking, which are essential for a career in the financial sector.

  • Eligibility: 10+2 in commerce
  • Average Fee: ₹50,000 – ₹2 lakhs/year
  • Jobs: Banking, Insurance sector

Diploma in Banking and Finance

This diploma is a 1-2 year program that focuses on banking, finance, and financial markets. It is ideal for students who want to enter the banking sector quickly and gain essential skills for job opportunities. There are several universities and colleges that offer diploma programs. You can use our university finder tool.

  • Eligibility: Graduation
  • Average Fee: ₹10-20k
  • Jobs: Niche roles in respective sectors

Also Read: Diploma vs Degree

These courses provide ample opportunities in the banking and financial sectors. However, the right course depends on your interests and career goals. Besides, after graduation, you can pursue several degrees for a master's in this field. These include MA, MSc, MBA, and M.Com in Banking and Finance. Further, in the next section let us look at how to select banking courses after 12th and beyond.

Also Read: MBA in Canada 

Unable to Decide Which Banking Course After 12th Is Best for You?

Which Stream Is Best for Banking?

A lot of students have a doubt about which stream is best for banking. So, if you plan for a career in the banking sector, then opting commerce stream in school is considered a beneficial step. The reason behind this is that the commerce field provides a strong foundation in finance, accounting, economics, and business management, which are all essential for understanding and navigating the banking industry.

Moreover, detailed reasons that make commerce the best stream for banking courses after 12th commerce are:

1. Commerce Builds the Core Knowledge: This stream develops the core knowledge of the student for financial principles, accounting practices, and economic theories, which are fundamental to banking operations.

2. Specialized Courses: Many commerce programs offer specializations in banking and finance, allowing students to focus their studies on banking-related subjects.

3. Career Opportunities: When a student opts for the commerce stream during their schooling, it opens doors to various career opportunities such as relationship management, credit analysis, loan officer, and many more.  

4. Skill Development: Opting for the commerce stream develops many required skills in the students such as analytical, problem-solving, and communication skills, which are highly valued and are necessary in the banking sector.

These are the benefits of choosing the commerce bank courses after the 12th. So, read below that for banking which course is best after 12th if you opt for commerce in your school time?

Banking Courses After 12th Commerce

There are several courses that you can choose for banking courses after 12th commerce.

Bachelor of Business Administration (BBA) in Banking and Finance

BBA in Banking and Finance is another banking courses after 12th that is designed to provide students with a sound understanding of financial systems. In addition to that, it deals with banking regulations, investment, and business management. This can be a stepping stone for higher studies or jobs in the banking sector. The course duration is 3 years.

  • Some colleges offer integrated 5-year programs after 10th grade.
  • Eligibility: 10+2 or equivalent education is required with minimum marks varying by college.
  • Entrance exams like CUET/MET/SET for some colleges are a must.

Bachelor of Commerce (B.Com) in Banking

B.Com is one of the most preferred courses after 12th Commerce as it offers an in-depth understanding of several domains. These include banking operations, finance, economics, and accounting principles. It is a great foundation for careers in banking, financial services, and accounting. The course duration is 3 years.

  • 3-year undergraduate program.
  • Eligibility: 10+2 with a minimum of 50% aggregate.
  • Entrance exams like CUET and IPU CET are required based on the university you choose.

Bachelor of Business and Commerce (Banking and Finance)

A Bachelor of Commerce in Banking and Financial Services is an undergraduate degree that prepares students for careers in banking and finance. It typically takes three years to complete. You learn to analyze financial documents, accounting analysis, budgeting, and financial systems.

  • 3-year program similar to general B.Com.
  • Key subjects: Accounting, Business Statistics, Business Law, Marketing.
  • Entrance exams like CUET, IPU CET, SET, and DU JAT are required based on different universities.

Bachelor of Financial Services (BFS)

BFS is a 3-year course that provides knowledge about financial services, including investment banking, mutual funds, and financial planning. It prepares students for roles like financial analysts and advisors in banks and financial institutions. Besides, you can check the banking course details after 12th on the official website of the college. 

  • 3-year undergraduate program.
  • Eligibility: 10+2 with maths
  • Entrance exams like CUET, XAT, CAT, MAT, SNAP, NMAT, and ATMA are required.

How to Choose the Right Banking Course After 12th?

Selecting the after 12th banking courses requires you to understand your interests, career goals, and the skills that you want to develop. Besides, here are the factors that you must consider while choosing the right course:

  1. Identify Your Interests: If you are someone who enjoys numbers, finance, and problem-solving then banking courses might be a good fit for you. Thus, you must opt for banking after 12th
  2. Understand Course Options: There are several courses that cover the fundamentals of banking, finance, and economics. Besides, these programs offer jobs in investment banking, financial markets, or insurance. Hence, it is vital that you properly understand thebanking course details after 12th as it will have an impact on your career.
  3. Institute & Course Reputation: Ensure that the course is offered by a recognized institution. A well-established institution will provide better learning opportunities and improve job prospects. Besides, if it is a popular and well-recognized course then it will be great for you.
  4. Future Career Opportunities: Research and analyze the job roles associated with the course. Moreover, look for career opportunities and the doors they open such as bank officer, financial analyst, or relationship manager. Thus, you must consider whether the banking courses after 12thalign with your long-term career goals.
  5. Location and Cost: Finally, you must evaluate the cost of the course and the location of the institution. It is vital to choose a course that fits within your budget and is accessible.

By evaluating these factors, you can select the right banking course for you. You can even use our course finder tool. It helps you filter courses based on your strengths and career aspirations.

Conclusion

To wrap up, the banking and finance industry provides ample opportunities to build a rewarding career in the financial sector. B.Com, BBA, BA, and other such courses in banking and finance can help you land a great job. Besides, this blog covered a list of banking courses after 12th and how to select the best one for you. If you still have queries then you may contact our study abroad consultants or experts. From selecting courses and college to accommodation, they will assist you throughout the journey.

FAQ's

Ques.1 Can I Pursue a Banking Course without Studying Commerce in 12th?

Yes, you can pursue bank courses after 12th without studying Commerce. In fact, most banking courses are open to students from any stream be it Science, Humanities, or Commerce. However, you must meet the basic eligibility criteria.

Ques.2 What Are the Career Options After Completing a Banking Course?

After 12th banking courses, there are several careers in banking, finance, consulting, and more. You can get into the following:

  1. Investment Banking
  2. Financial Adviser
  3. Auditor
  4. Accountant
  5. Portfolio Manager

Ques.3 What Is the Average Salary After Completing a Banking Course?

The average salary after 12th banking course typically leads to the role of a banker and ranges around $67,000 per year in the United States. However, the salaries may vary depending on the specific role, experience level, and location. 

Ques.4 Can I Study Banking Courses Abroad After Completing 12th in India?

Yes, you can study banking courses after 12th abroad after completing your schooling in India. Besides, most international universities have eligibility criteria for students to have a completed 12th standard certificate. There is a list of undergraduate programs in banking and finance that you can do after completing your Indian high school education.

Ques.5 What Are the Requirements to Study Banking Courses Abroad After 12th?

To pursue banking after 12th there are several requirements. Following is the list:

  1. Academic qualifications
  2. English language proficiency (IELTS or TOEFL)
  3. Standardized test scores (SAT or ACT)
  4. Statement of Purpose (SOP)
  5. Letters of Recommendation (LORs)
  6. Proof of funds
  7. Valid passport
  8. Student visa
courses-offer
mostTrusted
Hand Picked Courses
Get Scholarship Assistance
Get Offer in 15 Days*
Finance/Loan Assistance

Gradding Blogs

Want to read more?

explore blogs

disclaimer:logos and other registered trademarks of universities used on this platform are held by their respective owners. Gradding does not claim ownership or association on them, and their use is purely for informational and illustrative purposes.

Copyrights ©2025 Gradding. All rights reserved.
Gradding Rated 4.7/5 based on 4464Reviews