The average cost of living in Canada for Indian students is INR 12 to 15 lakh per year. Further, this write-up will help you to understand various costs so that you can plan your budget more effectively. So let’s begin!
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Canada is one of the most opted study destinations for abroad aspirants. It is a hub of globally renowned universities, top-class education, and diverse culture. The country offers students ample opportunities. To study in Canada it is vital for students to know the living expenses in Australia per year.
Wondering how much is the cost of living in Canada for Indian students? The average cost of living in Canada is approximately INR 12 to 15 lakh per year(CAD 18,000 - 20,000). This includes expenses such as accommodation, food, transport, health insurance, and entertainment.
Further, in the next section let us look at the cost of living in Canada per month for Indian students.
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Canada is one of the preferred study destinations for students all across the globe. The average living expenses in Canada annually are approximately INR 12 - 15 lakh (CAD 18,000 - 20,000). The sections below discuss the cost of living in Canada for single person with rent, food, transport, and more such charges.
The accommodation charges hugely impact the average cost of living in Canada for students. The expenses may vary depending on the kind of stay that you choose. However, the approximate housing charges are as follows:
The monthly expenses in Canada for food and groceries are approximately INR 12,000 - 18,000 (CAD 200 to CAD 300) for students. However, if you choose to eat out then these may vary depending on the choice of restaurants and occurrence.
The transportation costs in major cities in Canada are lower due to more accessible travel options. The commute expenses vary depending on their location of stay, area, region, and more. The monthly travel expenses in public transport can cost around INR 6,000 - 9,000 (CAD 100 to CAD 150).
To get access to proper healthcare, it is crucial for students to arrange their health insurance for the duration of their program. The approximate cost ranges between INR 35,000 - 60,000 (CAD 600 to CAD 1,000) per year.
The miscellaneous expenses include personal expenses and incidentals. For instance, laundry, toiletries, clothing, dining out, and more. The miscellaneous average expenses in Canada are INR 6,000 - 12,000 CAD 100 to CAD 200 per month.
Average Cost of Living in Canada: City Wise
The table below discusses the cost of living in Canada per month in different cities.
City |
Monthly Cost (CAD) |
Monthly Cost (INR) |
Toronto |
1,500-2,000 |
90,000-1,20,000 |
Vancouver |
1,800-2,500 |
1,08,000-1,50,000 |
Montreal |
1,200-1,800 |
72,000-1,08,000 |
Calgary |
1,300-1,800 |
78,000-1,08,000 |
Edmonton |
1,100-1,600 |
66,000-96,000 |
This was everything about the types of cost of living in Canada for Indian students. Besides, if you have doubts regarding costs or other services then you may seek help from study abroad consultants and experts. They will guide you throughout your study journey.
The table below shows the total cost of study in Canada for Indian students for Undergraduate and Postgraduate. Although the education cost in Canada may vary depending on the course and the university that you choose to study in. However, the approximate prices are as follows:
Program |
Average Annual Cost (CAD) |
Average Annual Cost (INR) |
Undergraduate |
7,000 - 35,000 |
4,30,500 - 21,52,500 |
Postgraduate |
7,000 - 50,000 |
4,30,500 - 30,75,000 |
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Besides, living Expenses in Canada, students must also know the tuition cost. Although these may vary depending on the specification that you choose. However, here’s a list of some of the popular courses to study in Canada along with their average cost. Further, you must also check the universities’ official website for the most accurate data.
Popular Courses |
Average Annual Cost (CAD) |
Average Annual Cost (INR) |
Computer Science and Information Technology |
20,000 - 35,000 |
12,00,000 - 21,00,000 |
Engineering |
25,000 - 40,000 |
15,00,000 - 24,00,000 |
Business Administration and Management |
20,000 - 30,000 |
12,00,000 - 18,00,000 |
Healthcare and Life Sciences |
25,000 - 40,000 |
15,00,000 - 24,00,000 |
Humanities and Social Sciences |
15,000 - 25,000 |
9,00,000 - 15,00,000 |
This is a list of a few popular courses in Canada that students choose. Moreover, to select the right course, you may use the course finder tool. It helps to filter over 75,000 courses based on level, duration, country, and more.
Canada is home to some of the best universities in the world. Thus, here is a list of top universities along with the total cost of study in Canada for Indian students and international students.
University |
Average Annual Cost (CAD) |
Average Annual Cost (INR) |
University of Toronto |
44,000 - 54,000 |
26,00,000 - 32,00,000 |
University of British Columbia |
41,000 |
24,00,000 |
McGill University |
19,600 - 48,100 |
11,00,000 - 28,00,000 |
University of Alberta |
7,604 - 45,482 |
4,00,000 - 27,00,000 |
University of Waterloo |
10,942 - 75,100 |
6,00,000 - 44,00,000 |
Western University |
29,656 - 44,767 |
17,00,000 - 26,00,000 |
University of Montreal |
21,786 - 28,727 |
13,00,000 - 17,00,000 |
McMaster University |
5,894 - 76,668 |
3,00,000 - 45,00,000 |
University of Ottawa |
4,456 - 38,692 |
2,00,000 - 23,00,000 |
Queen's University |
5,772 - 1,05,000 |
3,00,000 - 63,00,000 |
These were a few cheap universities in Canada. Besides, you can find more such universities with the college predictor tool. The user-friendly interface of the tool helps you to get an overview of all the institutes in Canada. Moreover, it assists in finding a suitable university through filters based on your preferences.
To manage and reduce the cost of living in Canada you must outline the priorities. You must note down the monthly expenses in Canada and then cut out the unnecessary stuff. Besides, there are a lot of ways through which students can reduce the average cost of living in Canada. These include accommodation, transportation, utilities, food, and more such costs. Besides, here are a few tips and tricks that will help you manage and potentially reduce the cost of living in Canada per month for students.
To wrap up, the blog covered everything about Canada living cost and education costs. Moreover, the write-up also covered various tips and tricks to reduce these expenses. When planning to study in Canada, you must know everything, from the cost of living with rent, travel, food, and more to the top universities in Canada for Indian students.
Besides, if you still, have doubts then seek assistance from study abroad consultants in Hyderabad, as it has some of the best overseas experts and counselors. Moreover, you may even book a free online counseling session with our counselors.
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FAQs:
1. Is Canada More Costly Than India?
Canada is generally considered a more expensive country to live in as compared to India. There are various factors due to which the costs are higher. These include the costs of housing, transportation, and food. One of the prime reasons is that Canada houses some of the best universities. However, with higher living costs, Canada also offers a higher standard of living providing better healthcare, education, and job opportunities.
2. What Are Key Factors Affecting the Cost of Living in Canada?
Multiple factors affect the cost of living in Canada. Following is a list of a few aspects:
3. What Are the Scholarships Offered in Canada for Indian Students?
There are various scholarships in Canada for Indian students. These cover tuition fees, living expenses, and other costs of studying in Canada. Here’s a list of a few scholarships:
4. What Is the Tax System in Canada?
The Canadian tax system works differently than that of India. Taxation in Canada works based on your residency status. It works from 1st January to 31st December, the deadline being 30th April. Besides, if your income is INR 30L or more then the initial tax rate for the first income of INR 30L is 15%. Moreover, if you have a salary then taxes get deducted automatically from the income. However, if you are self-employed then you may have to file your taxes.
5. Is Medical Insurance Mandatory Before Going to Canada for Higher Studies?
Although there is no such federal law mandating that individuals have health insurance. However, to get access to proper healthcare, students must arrange their health insurance for the duration of their program. The Canadian healthcare system is known to be one of the best in the world. However, the hospitals or medical services do not pay for visitors. Thus, Indian students must take health insurance to avail of healthcare benefits in Canada.
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