Blocked Account Germany: How to Open & How It Work?

An Overview of a German Blocked Account

As mentioned above, a Blocked Account Germany is a type of account that students must have if they are going to study in Germany. In this, candidates are required to deposit a certain amount to prove to German authorities that they have enough money to bear all expenses (live and study). Moreover, the minimum amount for Blocked Account that students have to deposit is €11,904.

Before leaving the home country, you can not use this money and after arrival at the destination, you are free to use it. Till that duration, the account will be blocked. Besides, you would be allowed to withdraw €992/per month to cover your expenses. So, after knowing the Germany Blocked Account Amount, let’s get to know who needs to open it.

Who Needs to Open a Blocked Account Germany?

International candidates who are coming to Germany for university studies, language courses, or job search require a Germany Blocked Account to secure their visas. Moreover, if you are from a country instead of a European Union or Schengen Member State and you are applying for the following visas, you will have to open a Blocked Account:

• A student visa
• Au pair visa
• A job-seeker visa
• Training or apprenticeship visa
• A visa for the recognition of foreign qualifications
• A visa for language acquisition
• Germany Opportunity Card – Chancenkarte (resident permit)

Till now, you have understood that to get all the above visas, you will be required to open a Blocked Account Germany. So, let’s come to our next section and learn how it works.

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How Does a German Blocked Account Work?

When candidates open a Blocked Account, they have to deposit a certain money. As mentioned above, a Blocked Account Germany Amount limit is €11,904. This means a candidate has to deposit the money and then they receive a blocking confirmation from the Blocked Account provider. Each candidate who wants to get a study visa, or resident permit needs this document. Find out how it works and how much amount can be left in your account.

• A Blocked Account for Germany serves as proof of sufficient finances.

• On arrival in Germany, students will have €11,904, and every month, you can withdraw €992.

• However, the amount will be yours but you cannot access the whole amount at once.

• After reaching Germany, students will have to open a regular German bank account to receive a monthly allowance from the Blocked Account.

So, finally, you know the required Blocked Account Germany amount requirement and how it works. Now, it is time to know how you need to open a German Blocked Account.

How to Open a German Blocked Account?

Before applying for a visa or resident permit you must have opened a German Blocked Account. In most cases, you must have to be in your home country. For that, here is the process that you can follow.

1. First, check with the German Embassy or find out how much money will have to transfer. However, the minimum Block Account amount for Germany is usually the same for everyone, which is €11,904.
2. In the next step, you have to open a blocked account with the provider of your choice. You can take the help of any branch of Axis Bank, ICICI, SBI, and so on.
3. In the next, you have to wait for the application to process and transfer the money. Then your provider will send you the IBAN and give some instructions to transfer the amount. Candidates can also use international money transfer services or apps, and this will take around 3-5 days.
4. Once you have deposited the Germany Blocked Account amount, your provider will send you the confirmation document for a Blocked Account. After this, you will submit it to the German Embassy.
5. Finally, you have to wait for the confirmation from the German Embassy. After this, you will receive a National D Visa so that you can enter Germany.

So, hopefully, you have understood the process of a Germany Blocked Account with the above information. Now, let’s step toward a detailed cost breakdown of the 12-month Blocked Account.

A Detailed Cost Breakdown of 12-Month Blocked Account

From the following table, you can understand the annual cost breakdown for a Blocked Account Germany, so let’s take a look below.

After going through the table you must have got an idea about the annual cost breakdown for a Blocked Account.

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Conclusion

To conclude, we have discussed the Blocked Account Germany in this blog. Hopefully, you have understood the process, who needs to open it, and how it works in detail. So, if you have decided to apply for visa in Germany and want to fulfill your study abroad dreams, you will be required to open it. Besides, if you face any kind of issues to know how you can easily complete the procedure, you can consult with our study abroad consultant. They will assist you to open a Blocked Account in less time and you can obtain your visa soon.

FAQs

1. What Is the Purpose of a Blocked Account?

A Blocked Account restricts users or students from unlimited use of their funds in that account. Moreover, a Germany Blocked Account is a type of bank account which often used to demonstrate sufficient financial resources for visa applications or to protect funds from unrestricted access, especially for international students.

2. Which Bank Is Good for a Blocked Account in Germany?

For a Blocked Account in Germany, the following are some good banks that you can refer to:

• Axis Bank
• SBI Bank
• ICICI
• Deutsche Bank
• DZ Bank
• Berliner Sparkasse

3. How Much Money Is Required for a Blocked Account in Germany?

The amount required for a Blocked Account in Germany is €11,904, and in INR it is around 10,63,872.

4. How Long Does It Take to Open a Blocked Account?

A Blocked Account can take a few hours or a few business days to complete the procedure. Moreover, it depends on the provider and the verification process.

5. When Can I Access My Blocked Account Funds?

After arrival in Germany, you can use your Blocked Account funds without any trouble. But remember that you can only use €992 per month and at the end of the year, the balance will remain 0.